# Use cases ## Two-factor authentication Confirm a user's claimed identity independent of a user's device or add a second security layer to payment authorization. #### Use cases * **Login** - seamless, secure login across any device with a simple glance at a camera * **Payments -** Authorize payments by looking at any device's camera #### Benefits * Strengthens authentication and reduces fraud * Reduces friction in the user experience * Platform agnostic * Available on both web and mobile platforms, platform agnostic ## Anti-spoofing Prevent spoofing attacks via facial liveness detection to confirm that a biometric is of a live, real person. #### Use cases * **Remote customer onboarding** - biometric matching of a photo on government-issued Id with selfie * **Verified user accounts** **-** verify whether a person is the holder/user of a specific account * **Scam** - prevent account access/takeover or fund transfers in case of phishing attacks and other scams * **Abuse** - prevent the handover of an account to another person(s) operating under the same account or the use of multiple accounts by the same person * **Captcha** - make sure it's a real person interacting with a website #### Benefits * Reduces fraud and abuse * Improves security and accurate biometric matching * Alerts fraudsters that they are being checked ## Remote identity verification Validate the identity of a person through facial liveness to combat fraud in the usage of services. #### Use cases * **Know Your Customer** (KYC) - onboarding using biometric matching (see above) * **Remote service delivery** - verify whether a person claiming to be the service deliverer is a person assigned to the task * **Remote access management** - verify whether a person requesting remote access to a data asset is the employee working from home / remote location #### Benefits * Decreases the costs of identity verification * Speeds up onboarding and identity verification processes * Combats fraud in remote onboarding, service delivery, and access management ## Physical access authentication Manage (restricted) access to a facility or area based on a range of parameters. #### Use cases * **Building access control** - control access throughout an entire facility, single, or multiple areas to authenticated users only * **Age verification** - prevent access to specific areas for people under a specified age * **Females/males only** - provide access to areas reserved for a specific gender only * **Ticketing** - make sure the identity of the person who bought the ticket matches the ticket holder and provide for faster check-in #### Benefits * Increases the security of physical access, without adding layers to the authentication process * Delivers fast, touch-free, and secure verification * Provides entry to authenticated users only ## Identity verification and binding Binding the vetted claimed identity to the individual through biometrics. #### Use cases * **Account takeover** - prevent access or takeover of an account (see above) * **Account recovery** - maintain the integrity of a user's account by adding the user's face as a recovery option * **Booking & check-in** - tie verified identity to booking for ultra-fast check-in at a separate 'fast track' terminal/kiosk without the need for an Id check * **Account re-verification** - prevent fraud following the initial remote onboarding by re-verifying customers in the background #### Benefits * Protects against account takeover through phishing and other credential-based attacks * Allows for simple account recovery * Enables significantly faster check-in * Customer can be re-verified at any moment, even in the background ## User-rights control Manage access control and permission management for data in critical business areas or at point of service. #### Use cases * **Role-based access control** - restrict access to systems and data * **Audits and ratings** - provide access to specific confidential information as part of a quantified assessment * **Security check** - prevent hacking when moving funds between hot and cold wallets * **Access to patient information** - where access is required for urgent care at point of service #### Benefits * Improves the security of access control and permission management processes * Ensures seamless and frictionless process * Reduces the risk of hacking ## Payment Use the secure biometric identity of a person to authorize transactions (online and in-store) and to combat fraud. #### Use cases * **Authorization** - enables the authorization of payments on web, mobile, and in-store with a simple glance and by entering bank details only once * **Strong Customer Authentication** (SCA) - adds a second security layer to payments #### Benefits * Provides a frictionless and fast payment process * Reduces the risk of chargebacks * Offers a highly secure second layer for SCA ## Continuous authentication Adopt biometric facial security as authentication for chatbots, virtual assistants, mobility services, and real-time chat interfaces #### Use cases * **Customer service** - use mobile-friendly authentication to retrieve a customer's account information and perform transactions directly in conversational interfaces * **Perform active and passive authentication** - use a device camera for one-off authentication or use the same device to provide continuous authentication in the background with or without user interaction #### Benefits * Not required to force customers to switch channels * Frictionless and highly secure, with the ability to run in the background to monitor an entire session, journey, etc * No passwords required ## Call centre fraud Prevent bad actors from beating knowledge-based authentication (KBA) when pretending to be someone they aren't. #### Use cases * **Customer support** - prevent account take-over attacks when someone calls pretending to be a valid customer #### Benefits: * Enables highly accurate caller authentication * Strengthens security and reduces fraud costs * Reduces agent time spent on KBA